First-Time Home Buyer | Kathy Overfelt and Tony Overfelt

First-Time Home Buyer

THINGS TO KNOW AS A FIRST TIME BUYER

As a first-time home buyer, you may be thinking, where do I even start? Buying your first home can be a scary thought. Start by thinking about what you want in your first home, this part should be fun! How many bedrooms, bathrooms do you need? Do you want access to a community pool or your own? How do I find single family homes for sale, or should we be looking at condos or townhouses? Make a note of all of your needs, but also write down some things that you want. You might not need a finished basement, a yard, or two car garage. Consider school systems that you want to live close to as well.


On the For Sale page you can filter your search to only show houses with certain features, or select an area such as Pelham, Hoover, Auburn, or Tuscaloosa. Starting the search is definitely part of the excitement when buying your first home.

Once you have decided on the features of your home, contact an agent. Discuss with them your list of needs and wants. Our agents know all of the trends and can help you find exactly what you are looking for, whether it is a condo, townhome, or a single family home. They are here to help you every step of the way, so take advantage of their knowledge.

To help alleviate some of the mystery, it’s always a great idea to use the payment calculator, and speak with a friendly loan officer to receive a prequalification letter. This identifies how much house you can afford and you will become familiar with the mortgage process. It is easy and quick! Once you have a budget in mind your agent can select the perfect property for your consideration. Down payments, home-owners insurance, and other extra costs need to be included in your budget. Aim for a house below your budget so the hidden costs don’t become too overwhelming for you. Our agents can help you every step of the buying process, including insurance and home warranty.

It seems like a lot at first, but remember as a first time home buyer, our realtors are licensed, trained, and incredibly current and knowledgeable about the process. They are professionals who are passionate about helping people like you every day. Start the conversation today!

BUYER FAQ

HAVE FUN AND ENJOY THE PROCESS

Buying a home can be difficult and stressful at times. Make sure you take the time to have fun! Go to open houses and walk through the house to picture yourself living there. Take advantage of our agents and their resources. Find a home that can make all of your Pinterest dreams come true!

"The benefits of working with a RealtySouth agent extend far beyond placement in the Multiple Listing Service or a yard sign. Our approach to the real estate market is not limited to the proverbial box. Our agents have endless tools and research at their disposal to determine a strategic approach to selling your home." - Richard Grimes, President & CEO

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